Michael R. Laliberté, MSPFP, MPAS℠, ChFC®, CEPA, CFSLA
Founder & CEO
“You cannot lead people to places you’ve never been.”
That belief guides every part of Michael’s work.
As Founder and Senior Wealth Manager of Coastal Family Wealth Advisory, Michael blends the technical rigor of advanced planning with the empathy of lived experience. His approach is grounded in humility, discipline, and a lifelong curiosity about how people think about — and build — wealth.
Raised, as he often says, “so poor I had to borrow money to be broke,” Michael developed a deep respect for the value of every dollar. That perspective shaped both his career and his conviction that financial success is about alignment — between life, purpose, and money.
Michael’s background spans the full spectrum of financial services.
He has co-managed a mutual fund, instructed Investments I & II at Johnson & Wales University, and worked across banking, lending, insurance, and wealth management.
A U.S. Army veteran, he initially enlisted at the age of 20 and then re-enlisted at the age of 46 and deployed to Afghanistan — returning with a sharpened sense of discipline, perspective, and gratitude that defines his leadership style today.
He holds advanced designations including:
- Master of Science in Personal Financial Planning (MSPFP)
- Master Planner Advanced Studies (MPAS℠)
- Chartered Financial Consultant (ChFC®)
- Certified Exit Planning Advisor (CEPA)
- Certified Financial Student Loan Advisor (CFSLA)
Michael maintains Series 6, 7, and 65 securities licenses, as well as Life, Accident, and Health Insurance licenses.
He and his wife, Christine “Chrissy” Laliberté, are Co-Owners and Co-Stewards of CFWA — leading together with vision, warmth, and shared purpose.
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